BHIM App And Its Importance For Cashless Transactions

BHIM App And Its Importance For Cashless Transactions

BHIM App Huge Download Charts on Google Play India

Just a day before 31st night PM Narendra Modi bought forward an app which is mainly required to transfer money. This was names BHIM (Bharat Interface for Money). With the help of this app digital payments will be easily made. The BHIM App is an app which is used to transfer and receive money by means of online banking. The main benefit is that unlike some other apps you do have to store money in it in order to access it.

In this way anyone in India can go cashless. It is such an app which can be used in all types of phones. Be it your smartphone or your feature phones. BHIM app will bring about a huge change in the banking culture of India. Read Also : Reliance Jio Service Is In 3G Smartphone Not Only 4G Device

Thorough BHIM app details :

  1. This new BHIM App is now available in Android version and the iOS version is yet to be launched.
  2. BHIM app is free to download.
  3. With the help of this app you can easily send and receive payments just by using your phone number. If you are transferring money to a shopkeeper’s bank account. Then you just have to open the app, type in the amount, the phone number of the receiver, and at last send it to the receiver.
  4. With the help of QR code you can also transfer money. In order to pay someone by generating a scan code you just need to click the pay button and then scan the code.
  5. You just need to own a phone in order to make ample usage of this app. Just by dialling *99# a menu will soon pop up. You can select the phone number and make the payment.
  6. The best thing about this BHIM app is that you will not require an internet connection for transferring and receiving money from anyone.
  7. From other apps, you can only transfer 10000inr per day. But with BHIM app you can transact up to 20000inr.
  8. You do not require to keep any money in your app in order to make a transaction. You just got to have this app downloaded in your phone. ALSO READ: Facebook Messenger :Launching Their Video Chat Better, With up-to 50 Persons 

 Which banks are actively participating in this program?

As per Government rules even private banks have to give this facility to the common man so that they can go cashless. All important banks have this facility. The name includes :

  1. Allahabad Bank
  2. Andhra Bank
  3. Axis Bank
  4. Bank of Baroda
  5. Bank of India
  6. Bank of Maharashtra
  7. Canara Bank
  8. Catholic Syrian Bank
  9. Central Bank of India
  10. DCB Bank
  11. Dena Bank
  12. Federal Bank
  13. HDFC Bank
  14. ICICI Bank
  15. IDBI Bank
  16. IDFC Bank
  17. Indian Bank
  18. Indian Overseas Bank
  19. IndusInd Bank
  20. Karnataka Bank
  21. Karur Vysya Bank
  22. Kotak Mahindra Bank
  23. Oriental Bank of Commerce
  24. Punjab National Bank
  25. RBL Bank
  26. South Indian Bank
  27. Standard Chartered Bank
  28. State Bank of India
  29. Syndicate Bank
  30. Union Bank of India
  31. United Bank of India
  32. Vijaya Bank
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How can the BHIM App be downloaded?

BHIM App which has been released by the National Payments Corporation of India (NPCI) can be downloaded free of cost from Google Play Store on your android phone.

BHIM App Download For Android, iphone

Does feature phones support the BHIM App?

Without any internet connectivity, you can access the app from your feature phones. You just need to dial *99# and your payment or if you are receiving money will be generated. This USSD code is necessary.

The BHIM app will help build a Digital India. This app is so easy that it can be used by any commoner who doesn’t even have the idea of apps and smartphones. This can also be used very easily in the remote areas of the country.

The BHIM app will help build a Digital India. This app is so easy that it can be used by any commoner who doesn’t even have the idea of apps and smartphones. This can also be used very easily in the remote areas of the country.

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